Privacy Policy

This privacy policy applies between you, the User of this Website, and EmotionalOverdraft.com, a trading name of etc Advisory, the owner and provider of this Website. EmotionalOverdraft.com takes the privacy of your information very seriously. This privacy policy applies to our use of any and all Data collected by us or provided by you in relation to your use of the Website.

Please read this privacy policy carefully.

Definitions and Interpretation

In this privacy policy, the following definitions are used:

• Data: Collectively all information that you submit to EmotionalOverdraft.com via the Website. This definition incorporates, where applicable, the definitions provided in the Data Protection Laws.
• Cookies: A small text file placed on your computer by this Website when you visit certain parts of the Website and/or when you use certain features of the Website.
• Data Protection Laws: Any applicable law relating to the processing of personal Data, including but not limited to the Directive 96/46/EC (Data Protection Directive) or the GDPR, and any national implementing laws, regulations, and secondary legislation, for as long as the GDPR is effective in the UK.
• GDPR: The General Data Protection Regulation (EU) 2016/679.
• EmotionalOverdraft.com, we or us: EmotionalOverdraft.com, a trading name of etc Advisory, with a registered office at 14 Church Street, Beaminster, Dorset, England, DT8 3AZ.
• UK and EU Cookie Law: The Privacy and Electronic Communications (EC Directive) Regulations 2003 as amended by the Privacy and Electronic Communications (EC Directive) (Amendment) Regulations 2011.
• User or you: Any third party that accesses the Website and is not either (i) employed by EmotionalOverdraft.com and acting in the course of their employment or (ii) engaged as a consultant or otherwise providing services to EmotionalOverdraft.com and accessing the Website in connection with the provision of such services.
• Website: The website that you are currently using, www.emotionaloverdraft.com, and any sub-domains of this site unless expressly excluded by their own terms and conditions.

Scope of this Privacy Policy

This privacy policy applies only to the actions of EmotionalOverdraft.com and Users with respect to this Website. It does not extend to any websites that can be accessed from this Website, including but not limited to, any links we may provide to social media websites.

For purposes of the applicable Data Protection Laws, EmotionalOverdraft.com is the “data controller.” This means that EmotionalOverdraft.com determines the purposes for which, and the manner in which, your Data is processed.

Data Collected

We may collect the following Data, which includes personal Data, from you:

• Name
• Contact information such as email addresses and telephone numbers
• IP address (automatically collected)
• Web browser type and version (automatically collected)
• Operating system (automatically collected)

How We Collect Data

We collect Data in the following ways:

• Data is given to us by you
• Data is collected automatically

Our Use of Data

We may use your Data for the following reasons:

• Internal record keeping

We may use your Data for the above purposes if we deem it necessary to do so for our legitimate interests. If you are not satisfied with this, you have the right to object in certain circumstances (see the section headed “Your Rights” below).

Who We Share Data With

We may share your Data with the following groups of people for the following reasons:

• Any of our group companies or affiliates – to enable us to send you news and opinions from EmotionalOverdraft.com.

Keeping Data Secure

We will use technical and organisational measures to safeguard your Data, for example:

• Access to your account is controlled by a password and a username that is unique to you.
• We store your Data on secure servers.

If you suspect any misuse or loss or unauthorised access to your Data, please let us know immediately by contacting us via this email address: privacy@emotionaloverdraft.com.

Data Retention

Unless a longer retention period is required or permitted by law, we will only hold your Data on our systems for the period necessary to fulfil the purposes outlined in this privacy policy or until you request that the Data be deleted.

Your Rights

You have the following rights in relation to your Data:

• Right to access – The right to request copies of the information we hold about you.
• Right to correct – The right to have your Data rectified if it is inaccurate or incomplete.
• Right to erase – The right to request that we delete or remove your Data from our systems.
• Right to restrict our use of your Data – The right to “block” us from using your Data or limit the way in which we can use it.
• Right to data portability – The right to request that we move, copy, or transfer your Data.
• Right to object – The right to object to our use of your Data, including where we use it for our legitimate interests.

To make enquiries, exercise any of your rights set out above, or withdraw your consent to the processing of your Data, please contact us via this e-mail address: privacy@emotionaloverdraft.com.

Links to Other Websites

This Website may, from time to time, provide links to other websites. We have no control over such websites and are not responsible for the content of these websites. You are advised to read the privacy policy of other websites prior to using them.

Changes to this Privacy Policy

EmotionalOverdraft.com reserves the right to change this privacy policy as we may deem necessary from time to time or as may be required by law. Any changes will be immediately posted on the Website, and you are deemed to have accepted the terms of the privacy policy on your first use of the Website following the alterations.

You may contact us by email at andy@emotionaloverdraft.com