The Emotional Overdraft

10 simple changes for balancing business success and wellbeing

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Is it possible to run a successful business without sacrificing your
mental and physical health?

Most business owners and leaders have a habit of overcoming their company challenges at the expense of their own wellbeing.

Their businesses may be profitable, but profits have come at a high personal cost.

They’ve run up an emotional overdraft.


Buy the Book


“Wellbeing is a vital resource to organisations seeking to thrive. That resource is increasingly undervalued and misunderstood for leaders and managers. Andy Brown’s book eloquently, effectively and evidentially rights that wrong. Essential reading for today’s leaders.”
Paul LevyAuthor of Digital Inferno and Senior Research Fellow The Centre for Research in Innovation Management, at University of Brighton
Paul Levy
“The Emotional Overdraft teaches leaders how to reset their relationship to their own businesses. It’s the book the business world has been crying out for.”
Alison Jones Director, Practical Inspiration Publishing
Alison Jones
“The Emotional Overdraft is a must-read for anyone running a business. It proves that you really can grow a successful business without sacrificing your well-being.”
James Hilton Chairman M&C Saatchi Performance
James Hilton
“Making a profit should not mean living in debt;
Andy’s book gives leaders the keys to unlock SUSTAINABLE success.”
James Kerr.Author, Legacy
James Kerr.
“A subject very close to my heart’
Graham Allcottfounder of Think Productive
Graham Allcott
“It’s a marvellous project”
Greg McKeownNew York Times bestselling, Essentialism
Greg McKeown

Exploring Emotional Overdraft Podcast - listen now

The ‘Exploring Emotional Overdraft’ Podcast features honest, entertaining and thought-provoking conversations with business founders and leaders, exploring their relationship with their own emotional overdraft, the challenges they face in their businesses and valuable lessons they’ve learnt along the way.

What’s the extent of your emotional overdraft?

Take our FREE self-assessment to find out the drivers, thinking and behaviours that impact your personal emotional overdraft.


Track your emotional overdraft – download now

Tracking and measuring your emotional overdraft will allow you to worry less, notice patterns and triggers and it holds the key to unlock the potential of your business.


“I’ve seen first-hand the impact running up a significant emotional overdraft has on a business leaders’ resilience. Leaders around the world are running the risk of becoming emotionally bankrupt”

Andy Brown

When you push through business challenges by consistently sacrificing your mental and physical wellbeing, you’re dipping into what I call your emotional overdraft.

The Emotional Overdraft explores the hidden costs of leadership. Many founders start their businesses because they’re good at something, but as the business grows, so do the demands on them. Suddenly, they’re not just the expert in their field – they’re leading an organisation with increasing complexity.

The shift from doing the work to leading the work is rarely smooth. It brings new challenges, unexpected demands, and leaves many feeling out of their depth. Even with years of coping mechanisms, leaders often end the day feeling like they should have done more or handled things better.

Resilience is the currency spent in emotional overdraft. Over time, constantly drawing on this reserve without replenishing it leads to burnout. Every leader will dip into their emotional overdraft at times, but healthy leaders recognise it early, clear it quickly, and adopt behaviours that protect their long-term wellbeing.

Being emotionally overdrawn doesn’t have to be the norm. Recognising the patterns that lead to it is the first step. By trusting your team, setting boundaries, and delegating with confidence, you can regain balance and create a business that thrives without sacrificing yourself in the process.

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